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Politics

The Idiotic Way We Buy Healthcare

Thanks, Obama!

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Seven years ago, President Obama and the Democrats said that they had solved the healthcare crisis. Their Affordable Care Act promised universal coverage for the uninsured and lower prices for the rest of us. Their calculations were wrong and Obamacare ended up making America’s healthcare mess even worse.

While there are many problems with the current healthcare system, one seems to stand out among all the rest for its sheer stupidity. The most idiotic thing about the American healthcare system is that when we buy healthcare, we have no idea how much we are buying it for. This problem seems to have been worsened by Obamacare.

Aside from suffering from steadily rising premiums and higher deductibles since the onset of Obamacare, we are being blindsided by unexpected medical bills that come out of nowhere. When we go to the doctor for an office visit or check into a hospital, we have no idea what it will cost.

Medical care is the only commodity that we buy in such an insane fashion. Can you imagine going to your local car dealership and signing a contract to buy a new car without knowing how much it would cost or even what kind of car you’d be driving home? Not many people would be willing to take such a deal, but we do it every time we step into a doctor’s office.

When we go to the doctor, all most of us know for sure is that we’ll be paying the insurance copayment. My copay has gone from $20 for an office visit a few years ago to $35 today. In addition to higher copays, my PPO also makes me pay a share of many tests and procedures through deductibles and coinsurance. With my HMO from years past, I only had to pay the copayment for most services.

Not once, but twice in the past two years I have had large bills come from out of the blue for tests that doctors had ordered for members of my family that were denied by the insurance company. In both cases, I took the bills to the doctor to ask them to appeal the insurance company’s denial. In both cases, the doctors said that lab was only supposed to bill the insurance company, not their patients, for the tests in question.

This seems to represent something of a scam. The doctors order tests that aren’t universally recognized and approved and then the lab bills the insurance company. If the insurance company doesn’t pay for the questionable test, apparently the lab takes the loss rather than billing the patient. Occasionally, a bill for thousands of dollars for a test for a routine health condition slips through the cracks to the patient, but normally the patients never know how much money the insurance company is paying out on their behalf unless they actually look at those Explanation of Benefits forms that normally go straight from the mail to the trash.

A third of medical tests are considered unnecessary according to a paper in the Journal of American Medicine. This mountain of needless testing costs hundreds of millions of dollars. When the insurance companies are billed for these expensive tests, it translates in to higher premiums.

Even when you try to find out how much your healthcare costs, you might still be surprised. When I went in for a colonoscopy two years ago, I paid the doctor and the hospital in advance. I thought that this would eliminate any problems with the billing.

Since I had already paid for the procedure, it came as quite a surprise when I started getting more bills in the mail, again for more than a thousand dollars, a few weeks later. After spending countless hours on the phone getting the runaround between the insurance company, the hospital and the doctor’s office, I traced the problem to a diagnostic code that had been entered incorrectly. The confusion was over whether the scan was medically necessary or preventive care. Under the ACA, preventive care was covered at a higher rate than a procedure that is needed for an actual existing health reason. Go figure that one out.

Even after finding the problem, it took many more hours on the phone to get it corrected. Total time to resolve the issue was about six months. Many people probably would have simply paid these bills when they received them and couldn’t get them dismissed immediately. Alternatively, many others might have ignored the bills and suffered credit damage as a result. I have to wonder how many people are paying outlandish medical bills that they don’t really owe.

Some uncertainty in medicine is legitimate. It is possible to go into a hospital and have real, unexpected complications that make your stay more expensive. However, there shouldn’t be any fear of going in for a routine doctor visit and coming out with thousands of dollars for routine and unnecessary tests, even when you have insurance. The price of a colonoscopy shouldn’t double because you have a medical problem that requires you to get a colonoscopy.

There are many problems with the health care system and Obamacare, but one of the biggest is the lack of transparency in pricing. Patients should have an idea how much they will owe before they commit to a procedure. Too often now, cost is never considered by the doctor and never known by the patient. At least not until the bills start showing up in the mail.

To take it a step further, patients should be able to compare the rates of various doctors and hospitals. With any other commodity, if you want the best you’d better be prepared to pay a little extra. If you desperately need a procedure, but don’t have much money, you might prefer a safe, but less prestigious hospital or clinic. Before you pooh-pooh this idea, consider that medical tourism is already gaining in popularity as people travel to countries with better doctors, advanced treatments that may not be approved at home or less expensive care.

In short, health care reform needs to reintroduce real competition and markets. People can’t make intelligent decisions if they have no information about what a transaction will cost them. The illusion that their copayment is their only cost for care is leading to wasteful practices, large bills and inefficient medical care. Give patients the information to make good healthcare choices and the freedom to choose.

Originally published on The Resurgent

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David W. Thornton is a freelance writer and commercial pilot. He writes from the perspective of a conservative Christian and economic libertarian. He is a graduate of the University of Georgia and Emmanuel College. A native of Georgia, he currently lives in Villa Rica with his wife and two children. An archive of his work can found at his syndicated blog, CaptainKudzu.com. David can be contacted at [email protected]

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Politics

President Trump Wants To Spread A Message Of Peace While In Davos

THEY WEREN’T EXPECTING HIM TO SAY THAT!

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President Trump is again on an overseas trip rubbing shoulders with other world leaders and clarifying his vision for America. President Trump ran on a platform of making America great which was a not so veiled slight toward his predecessor. Many conservatives considered the Obama Administration to have pushed America back in the eyes of many nations around the world. His desire to make sure that America lost its appearance of being an overpowering force, left us in somewhat of a compromised position.

The President’s stance on international policy has been simple; put America first, and help out other people second. Since it’s his job to make sure that Americans are looked after, it’s also his job to make sure the rest of the world knows that we won’t be hurting ourselves to bow to international political pressure. The President’s trip to Switzerland has been no exception, and the South China Morning Post reports that the first impression he’s left on the country has been an obvious one:

“Armed with his ‘America First’ philosophy, US President Donald Trump arrived in Switzerland on Thursday to tout his economic agenda and lure foreign investment at a global summit that stresses free trade and international cooperation.

‘We’re very happy to be here,’ Trump said as he arrived at the World Economic Forum. ‘The United States is doing very well, and will continue to do well and this will be a very exciting two days.’

He said he was bringing a message of ‘peace and prosperity’ to the gathering of world leaders, business executives and celebrities.

Asked whether he would be supported at the forum, Trump said: ‘I already am. You take a look.’

He had apparently not seen reports of the massive banner reading ‘Trump not welcome!’ that had been hung on the side of a mountain by Swiss activist group Campax.

Trump then went into a meeting with UK Prime Minister Theresa May, who is angling for trade deals for her country when Brexit takes place next year. He said that the discussions would lead to a ‘tremendous increase’ in trade with Britain, while May said the two countries were ‘on the same wavelength in every respect’.

While the president is expected to declare that the United States is open for business, the protectionist-leaning president’s attendance at the annual gathering for free-trade-loving political and business elites has raised eyebrows.

His decision to sign new tariffs boosting American manufacturers this week has prompted fresh concerns about his nationalist tendencies.

‘I’m going to Davos right now to get people to invest in the United States,’ Trump said on Wednesday before the overnight flight to Europe.

‘I’m going to say: ‘Come into the United States. You have plenty of money.’ But I don’t think I have to go, because they’re coming, they’re coming at a very fast clip.’

In a tweet sent before departing the White House Trump said, ‘Our economy is now booming and with all I am doing, will only get better … Our country is finally WINNING again!’

US Treasury Secretary Steven Mnuchin got to Davos ahead of Trump and insisted Wednesday that the United States supports free trade.

‘’America First’ does mean working with the rest of the world,’ said Mnuchin, who is leading the largest US delegation ever to attend the exclusive gathering.

‘It just means that President Trump is looking out for American workers and American interests, no different than he expects other leaders would look out for their own.’

US Commerce Secretary Wilbur Ross argued that new US tariffs on imported solar-energy components and large washing machines are meant to deal with ‘inappropriate behaviour‘ by other countries and are not protectionist. Still, Ross conceded that China could respond by imposing its own tariffs on US products.

As he signed the tariffs, Trump said he was heading to Davos to talk ‘about investing in the United States again.’”

It seems obvious that a president would be looking out for his country and not others while overseas, but in recent years the waters have gotten extremely muddied by the idea that helping the world would help America. Perhaps in some cases that is true, but in the case of America, we tend to be treated like the wealthy uncle who everyone can just ask for things from, and give nothing in return.

Everyone wanted to know what was on the POTUS’s mind when he landed, and here’s what he had to say:

Didn’t get it? Once again for the cheap seats in the back:

If seeing is believing, then you’d better find that the President doesn’t plan to back off of his America first plan. His goal is to make our country better than ever. Whether you agree with him or not, he’s charted a path and is marching forward. We ALL will make America great again.

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Politics

BREAKING!! Trump Just Received HIGHEST Honor! He Just Beat Out President Ronald Reagan!

HOLY CRAP!! GO TRUMP!!!

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According to the highly prestigious conservative think tank The Heritage Foundation, President Donald Trump has done a remarkable job during the first year of his presidency. His accomplishments are surprisingly a lot better than the American Conservative icon that was President Ronald Reagan!

The heritage foundation is rightly so calling President Donald Trump the most conservative president they have ever rated. And after the eight disastrous and downright anti-American liberal years of Barack Hussein Obama, this is very positive news for both the fiscal and social future of our nation.

After each liberal Presidential Administration, the Heritage foundation begins developing a list policies that a new Republican administration could adopt if he were to win. In 2016 this list included a variety of initiatives. Some of which included reimposing work requirements for welfare recipients, ending the DACA program which shields young illegal aliens brought here illegally as children, withdrawing from the disastrous and one-sided Paris climate accord, eliminating certain unfair gender identity protections, appointing conservative judges and gutting the heart of Obamacare by removing the individual and employer mandate. President Trump is a master at success according to his first year as President.

In a statement, this week The Heritage foundation confirmed that President Trump has checked off 64 percent of those items which were on the 2016 list. Most of which were enacted either executive order or other means of enforcement. They even went as far as to include President Trump’s budget which was great but never voted on by Congress.

Via The Heritage Foundation:

“Trump Administration Embraces Heritage Foundation Policy Recommendations January 23rd, 2018

One year after taking office, President Donald Trump and his administration have adopted nearly two-thirds of the policy recommendations from The Heritage Foundation’s “Mandate for Leadership.”

The “Mandate for Leadership” series includes five individual publications, totaling approximately 334 unique policy recommendations. Analysis completed by Heritage determined that 64 percent of the policy prescriptions were included in Trump’s budget, implemented through regulatory guidance, or under consideration for action in accordance with The Heritage Foundation’s original proposals.

“President Trump had an extraordinarily successful first year,” says Thomas Binion, director of congressional and executive branch relations at The Heritage Foundation. “He put a conservative on the Supreme Court and he enacted historic pro-growth tax reform. This analysis demonstrates the lesser-known policy success that his administration has been fighting hard to enact.”

Heritage Foundation research analysts began developing the policy recommendations in 2016 during the presidential campaign with the following principles in mind: free enterprise, limited government, individual freedom, traditional American values, and a strong national defense.

With approximately 70 former Heritage employees working for the Trump transition team or as part of the administration, the policy recommendations have served as guidelines for reducing the size and scope of the federal government through specific and detailed actions.

The first “Mandate for Leadership” was released in January 1981, containing policy proposals of reform that would make government more efficient and effective. President Ronald Reagan distributed Heritage’s book at his first Cabinet meeting.

“As President Reagan did in the 1980s,” Binion said, “President Trump has embraced the comprehensive recommendations made in the ‘Mandate for Leadership.’ These achievements have led to economic growth, a stronger national defense, and a restoration of the rule of law.”

Over the past several months, Heritage’s executive branch relations staff reviewed the 334 policy recommendations and met with senior administration officials in the several agencies. Heritage analysts briefed administration officials on the recommendations, provided additional insight and information, and advocated for reform.”

By contrast, during Reagan’s first year in office, Reagan can only claim 49 percent of Heritage’s wish list were checked off. This is excellent news and a big slap in the face to the so-called conservative leaders who to this day call themselves #neverTrumpers but who claim to pray at the altar of former President Ronald Reagan. This proves all of them were nothing more than just peons for the establishment and the swamp all along. They never cared about conservatism, all they cared about was keeping the gravy train going and maintaining the status quo alive. Maybe they just went with the flow of things to save their job and didn’t care about politics?

Please share if you are proud to support President Trump.

What will be President Trump’s next most significant accomplishment for the American people? Discuss this with your friends and talk about it in the comment section.

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Trump Just Pissed Everyone Off With The AWESOME New Picture That Went Up In White House!!

BOOM!!! THATS AWESOME!!

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The White House is filled with historical pieces and artifacts that represent our nation’s history, but perhaps none are so controversial as what President Donald Trump just donned the walls of the West Wing with today. Among the painted pieces of notable figures in our nation’s history, is a new framed piece of work that comes with a clear message that cannot be ignored. Now, idiots everywhere are infuriated about what our leader had the guts to put up that we’re pretty sure his supporters are going to love.

The First Family is getting comfortable in their new home, just as the Obamas did in their disrespectful way that nobody seemed to have a problem with. When Trump moved in and began putting his personal touch on the People’s House, all hell broke loose with accusations of tactless taste that his predecessor never got when hosting rappers and their wives. Whether people agree or disagree with what our President just put on the walls, he had the right to celebrate his victory in the way he chose to decorate.

The White House isn’t just a place where the president lives, it’s a monument that represents milestones in leadership throughout our nation’s history. Perhaps not a single leader has been so controversial as our current Commander-in-Chief who overcame all odds to call this place home. Because of that, he has every right to document this incredible feat with a framed piece that shows exactly how that happened.

The media tried to portray that Trump’s opposition, Hillary Clinton, had a huge lead in the presidential race. However, one picture proved that wrong, which has now become the West Wing’s latest and perhaps most extraordinary piece of artwork.

Trump didn’t become president by a mere margin — he won by a landslide of votes where it counted most. The Electoral College is the deciding vote and the now infamous image of which way each area of every state went has become its own modern art on display in the White House, and for good reason.

Trey Yingst was among the first to spot this new display and seemingly without realizing the can of controversy he was opening with this Tweeted picture of it, he simply stated, ” Spotted: a map to be hung somewhere in the West Wing.” The image of the Electoral College Map from the election Trump swept in 2016 accompanied his sentiment and infuriated idiots around the country who couldn’t fathom why Trump would display such a thing.

It’s unknown at what point these Democratic degenerates forgot who they were talking about — thinking that somehow it was out of character for Trump to gloat. When it’s his right to do so by having earned it through honest means and against all odds, he should display that victory since it sends a message about what America is all about. Trump was truthful in his lead and the media was not, however, this is photo proof of that bias and that the American dream can be accomplished despite any adversary against you, and needs to be displayed for that reason..

Perhaps the most humorous part of the outrage over this imagery in the West Wing is that the same people who publicly express how tasteless and gross it is, in their opinion, were in support of a wife using the desk her husband received disgusting sexual favors at during his time in office. I think what it comes down to is that the truth hurts and no matter how much some people in America hate Trump, they can’t deny that he legitimately painted the country red in approval of him.

It’s often said that “a picture says a thousand words” but this one speaks volumes beyond that. Trump beat supposed frontrunner Hillary Clinton by far more than a thousand Electoral College votes. This wasn’t just a victory for him, but for the American people who were heard and deserve to have the piece of our country’s history commemorated on the wall of the White House. Every little girl and boy in America with a dream to make a difference and become president one day can do that, just like Trump did as a non-career politician. That’s significant and part of what makes America great.

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